Legal and Compliance Analyst

About PayJoy

PayJoy is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and credit cards, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and provide safety acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 17 million customers as of 2025 while achieving solid profitability for sustainable growth.

This role

The Legal & Compliance Analyst is responsible for support implementation and execution of compliance controls related to local regulatory obligations and PayJoy programs, by reviewing and drafting documents and contracts, addressing routine legal and compliance queries, and ensuring efficient support to meet operational and regulatory needs in alignment with the company’s objectives.

Responsibilities

• Monitor and interpret local regulations to ensure the company adheres to applicable laws and avoids non-compliance risks.
• Prepare, review, and update contracts, agreements, and other legal documents to safeguard the company’s interests.
• Respond to routine legal and compliance inquiries from internal stakeholders, providing clear and accurate guidance.
• Assist in designing, implementing, and monitoring compliance initiatives to align with corporate policies and local regulations.
• Identify and address potential legal and regulatory risks, proposing solutions to reduce impact on operations.
• Work closely with other departments to ensure alignment on compliance and legal requirements in day-to-day activities and strategic projects.

Qualifications

Benefits

PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.

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